San Jose · The Peninsula · Santa Clara County

Build wealth.
Protect what matters.
Leave a legacy.

Financial planning in English and Tiếng Việt — from your first whole life policy to your company's 401(k). Real strategies, explained in the language your family actually speaks at the dinner table.

Start the Conversation Text Thi Now
🇺🇸 🇻🇳 Bilingual — EN & Tiếng Việt Backed by MassMutual — est. 1851 🏆 Qualifier & Top Producer — San Jose ​Complimentary first consultation
Thi Nguyen, bilingual financial advisor in San Jose, California
Thi Nguyen
Financial Advisor
Her Story

From Vietnam to the Valley

Thi Nguyen came to America the way so many in our community did — with very little in her hands and everything in her heart. She learned early what it means to stretch a dollar, to send money home, to build something from nothing in a country where nobody hands you anything.

That's why she doesn't talk about money the way most advisors do. She talks about it the way immigrant families live it: protect first, build steadily, and make sure the next generation starts further ahead than you did.

“The American dream isn't given. It's planned, protected, and passed down. I know — I'm living it.”

Today, Thi is a trusted anchor in San Jose's Vietnamese community — the person families call before they buy, before they sign, before they retire.

Why families trust Thi

  • She's lived it. An immigrant who built her own American dream — not just studied it.
  • She speaks your language. Every plan explained fully in English or Tiếng Việt.
  • She's backed by strength. Golden Summit Wealth & Insurance Solutions, a MassMutual sales office — 170+ years of financial strength behind every strategy.
  • She serves everyone. From a first W-2 paycheck to a 99-employee company's benefits plan.
What Thi Does Best

Every way she protects and grows what you've earned

No jargon. No pressure. Just strategies matched to where you are — and where your family is going.

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Whole Life Insurance

Lifetime protection that builds guaranteed cash value — a foundation your family can borrow against, retire on, and pass down.

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Protection Bundling

Life, disability, and long-term care designed together — so coverage overlaps where it should and never where it wastes money.

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401(k) Plans

Retirement plans that help business owners attract talent, reduce taxes, and build their own future at the same time.

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Startups

Founder-focused planning: protecting equity, key-person coverage, and benefits that scale from 2 employees to 200.

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Businesses Under 100

Buy-sell agreements, succession planning, and group benefits for established companies — the backbone of the Valley.

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Special Needs Planning

Careful strategies for families caring for a loved one with special needs — protecting benefits eligibility while securing their lifetime care.

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W-2 Professionals

Tech workers and salaried professionals: making the most of employer benefits, equity compensation, and everything they don't cover.

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1099 & Self-Employed

Nail techs, contractors, realtors, restaurant owners — building retirement and protection when no employer does it for you.

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Commercial Insurance

Workers' comp, commercial auto, liability, and more — protecting your business, your employees, and everything you've built on the job.

Personal insurance, all under one roof

One advisor for every policy in your life — reviewed together, so nothing overlaps and nothing falls through the cracks.

🚗 Personal Auto 🏠 Home 🔑 Landlord 🛋️ Tenant / Renters 🩺 Health ☂️ Umbrella
Who Thi Serves

Wherever you are on the climb, she's made that climb too

Families & First-Generation Builders

You're the first in your family to build wealth in America. Thi helps you protect it, grow it, and teach the next generation to keep it — with every step explained in the language you think in.

Professionals & the Self-Employed

W-2 engineers with equity packages. 1099 hustlers with three income streams. Thi builds plans around how you actually earn — not a textbook client that doesn't exist.

Business Owners & Founders

From a two-person startup to an established company of 99, Thi designs 401(k)s, key-person protection, and succession plans that keep your business — and your people — secure.

Community First

An anchor for the Vietnamese community of San Jose

San Jose is home to the largest Vietnamese community outside of Vietnam — nearly 200,000 strong. But for too long, financial planning here has come in one language, built for one kind of client. Thi is changing that.

  • ✦Consultations, documents, and plan reviews — fully bilingual, EN and Tiếng Việt
  • ✦Workshops for small business owners — from nail salons to tech startups
  • ✦A bridge between generations: helping parents and their American-born kids plan together

“Uống nước nhớ nguồn”

“When you drink water, remember its source.”

Thi's practice is built on this proverb. Success means nothing if it isn't shared with the community that raised you — and secured for the generation that follows.

How It Works

Three steps. Zero pressure.

01

Let's Talk

A relaxed 20-minute conversation — by phone, video, or over cà phê sữa đá. No cost, no obligation, no sales pitch. Just your story and your goals.

02

Your Plan

Thi builds a clear, personalized strategy — protection, growth, and legacy — and walks you through every piece until it makes complete sense.

03

Walk Together

Life changes — new babies, new businesses, new homes. Thi reviews your plan with you as it does. This is a relationship, not a transaction.

Common Questions

Questions families in San Jose ask Thi

Do I need a lot of money to work with a financial advisor in San Jose?
No. Thi works with families and business owners at every stage — from a first paycheck to a company payroll. The first conversation is always complimentary.
Can we meet in Vietnamese?
Absolutely. Every meeting, document review, and plan explanation is available fully in Tiếng Việt, English, or both — whatever is most comfortable for you and your family.
What areas does Thi serve?
Thi is based in San Jose and serves all of Santa Clara County and the Peninsula — including Santa Clara, Sunnyvale, Cupertino, Milpitas, Mountain View, Palo Alto, Campbell, Saratoga, and Los Gatos. She is also licensed to serve clients in Texas, Hawaii, and Washington. Meetings can be in person, by phone, or by video.
What is special needs planning?
If you care for a child or family member with special needs, ordinary financial decisions can accidentally disqualify them from government benefits. Thi helps families structure protection and savings the right way — so your loved one is cared for, for life.
Who is Golden Summit / MassMutual?
Golden Summit Wealth & Insurance Solutions is Thi's firm — a sales office of Massachusetts Mutual Life Insurance Company (MassMutual). MassMutual has been helping American families protect and build wealth since 1851. You get a neighbor's personal care with an institution's strength behind it.
Start Today

Your first conversation is free.
Your future is worth it.

Fill out the form and Thi will get back to you within one business day — or reach her directly:

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669.254.9496
Call or text — EN & Tiếng Việt
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181 Metro Drive, Suite 550
San Jose, CA 95110
Serving Santa Clara County & the Peninsula · Also licensed in TX, HI & WA
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Golden Summit Wealth & Insurance Solutions
A MassMutual sales office

Your info goes directly to Thi — never sold, never shared. Buổi tư vấn đầu tiên hoàn toàn miễn phí.